fomo19 Terms & Conditions

1 Introduction

These Terms and Conditions ("Terms") govern your access to and use of the fomo19 website, including all associated pages, content, tools and services available at https://fomo19.click ("the Site"). The Site is operated by fomo19 ("we", "us" or "our") and is intended as an English-language information resource for adults in Malaysia seeking guidance on online casino games, sports betting and responsible gambling practices.

By accessing any part of the Site, you confirm that you have read, understood and agree to be bound by these Terms in their entirety. If you do not accept these Terms, you must cease use of the Site immediately. These Terms operate alongside the fomo19 Privacy Policy, which is incorporated herein by reference.

fomo19 publishes educational and informational content about gambling products. Nothing on this Site constitutes financial advice, a guarantee of outcomes or an endorsement of any particular gambling operator, product or strategy.

2 Definitions

For the purposes of these Terms, the following definitions apply:

• "Site" means the fomo19 website accessible at https://fomo19.click and all associated sub-pages.
• "User" or "you" means any individual who accesses, browses or otherwise uses the Site.
• "Content" means all text, graphics, images, video, data, software and other material published on the Site.
• "Gambling Activity" means any real-money wagering on casino games, sports events, virtual markets or any other form of betting with financial stakes.
• "KYC" means Know Your Customer identity and payment verification procedures as required by relevant operators or regulatory obligations.
• "MYR" or "RM" means Malaysian Ringgit, the official currency of Malaysia.
• "Third-Party Operator" means any separately operated gambling platform, payment provider or service referenced described within fomo19's Content.

3 Account Eligibility

Access to the Site is restricted to adults aged21 years and above. By using the Site, you warrant that you are at least 21 years of age and that you are not accessing the Site from a jurisdiction in which online gambling information is unlawful.

fomo19 does not verify the age of Site visitors automatically. Responsibility for confirming age eligibility and compliance with local laws rests entirely with the individual User. If you are below the minimum age or access from a restricted jurisdiction, you must leave the Site immediately.

fomo19 further reserves the right to restrict access to users whose conduct, as determined at our sole discretion, is inconsistent with these Terms, applicable laws or accepted standards of responsible gambling behaviour.

4 Acceptable Use

Users must access and use the Site only for lawful purposes and in a manner consistent with these Terms. The following conduct is expressly prohibited:

• Accessing the Site using automated tools, bots, scrapers or similar technologies without prior written consent from fomo19.
• Attempting to gain unauthorised access to any part of the Site, its servers or connected systems.
• Transmitting any malicious code, viruses, or harmful software through or in connection with the Site.
• Publishing, distributing or reproducing any Content without prior written permission.
• Using the Site to disseminate misleading information, spam or unsolicited commercial communications.
• Impersonating fomo19, its operators, any other user or any other person or entity.
• Engaging in conduct that disrupts, damages or impairs the normal functioning of the Site or the experience of other Users.

fomo19 reserves the right to suspend or permanently restrict access for any User found to have engaged in prohibited conduct, without prior notice or liability.

5 Payments and Withdrawals

fomo19 provides general informational guidance on payment methods commonly available to Malaysian players, including Touch'n Go eWallet, Boost, GrabPay, DuitNow, FPX, Maybank, CIMB, Public Bank, RHB and Hong Leong. This guidance is educational and does not constitute a contractual payment service.

Any actual deposit, withdrawal or financial transaction is conducted directly between a User and an independent third-party operator or payment provider. fomo19 has no access to User funds and bears no responsibility for:

• Delays, errors or failures arising from any payment provider's systems.
• Withdrawal requests that do not meet an operator's KYC, wagering requirement or limit conditions.
• Discrepancies between displayed amounts and amounts received due to currency conversion, banking fees or processing times.
• Suspension, freezing or confiscation of funds by a third-party operator for any reason.

Users are solely responsible for reviewing the terms of any payment service or gambling operator before initiating a transaction. fomo19 does not operate a withdrawal service and cannot intervene in disputes between Users and third-party operators.

6 Responsible Gambling

fomo19 is committed to promoting responsible gambling among its Malaysian readership. All gambling activity carries an inherent financial risk; outcomes are never guaranteed regardless of prior results, published RTP values or betting strategies.

Users are strongly advised to:

• Set and strictly observe a fixed entertainment budget before placing any stake.
• Use deposit limits, loss limits, session-time reminders, cooling-off periods and self-exclusion tools wherever available.
• Never gamble with funds required for essential expenses, including rent, food, transport or family commitments.
• Refrain from borrowing money for the purpose of gambling.
• Avoid chasing losses by increasing stakes after a negative result.
• Seek support promptly if gambling creates stress, financial difficulty, secrecy or conflict.

For further information and access to responsible gambling tools, please refer to the dedicatedResponsible Gambling section of this Site.

7 Intellectual Property

All Content on the Site, including but not limited to text, articles, graphics, logos, images, layout and code, is the intellectual property of fomo19 or its respective licensors and is protected under applicable copyright, trademark and intellectual property laws.

No part of the Site may be reproduced, distributed, transmitted, modified, displayed, published or used to create derivative works without express prior written permission from fomo19. Permitted personal, non-commercial use does not authorise redistribution or commercial exploitation of any Content.

Any trade names, trademarks, service marks or logos of third-party payment providers or other organisations mentioned on the Site remain the exclusive property of their respective owners. Reference to such marks does not imply any affiliation with or endorsement by those organisations.

8 Disclaimers and Limitation of Liability

The Site and all Content are provided on an "as is" and "as available" basis. To the fullest extent permitted by applicable law, fomo19 disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose and non-infringement.

fomo19 does not warrant that:

• The Site will be available without interruption or error at all times.
• Any information published on the Site is exhaustive, complete or current at the time of access.
• Use of the Site will result in a positive outcome for any gambling, financial or personal decision made by a User.

To the maximum extent permitted by law, fomo19 and its operators shall not be liable for any direct, indirect, incidental, consequential or special damages arising from:

• Reliance on any information published on the Site.
• Financial losses incurred through gambling activity at any third-party operator.
• Interruption, delay or permanent loss of Site access.
• Unauthorised access to User data by third parties despite reasonable security measures.

9 Privacy and Data

fomo19 handles any personal data collected through standard website operation, including server logs and analytics, in accordance with its Privacy Policy. By using the Site, you consent to the practices described in that policy.

fomo19 does not sell, rent or share personally identifiable information with unafiliated third parties except as required by applicable law or as described in the Privacy Policy. Users resident in Malaysia retain rights in relation to their personal data as outlined in relevant Malaysian data protection legislation.

For full details of how data is collected, retained and used, please review the Privacy Policy page.

10 Amendments to These Terms

fomo19 reserves the right to amend, update or replace these Terms at any time without prior notice. The revised Terms will be published on this page with an updated effective date. It is the responsibility of each User to review this page periodically to remain informed of any changes.

Continued access to or use of the Site following the publication of any amended Terms shall constitute acceptance of those revised Terms. If you do not agree to the updated Terms, you must cease use of the Site immediately.

11 Governing Terms and Severability

These Terms shall be interpreted in accordance with applicable laws. If any provision of these Terms is found by a competent authority to be unlawful, invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable. All other provisions shall continue in full force and effect.

Failure by fomo19 to enforce any provision of these Terms on any occasion shall not constitute a waiver of our right to enforce that provision in the future.

These Terms constitute the entire agreement between fomo19 and the User in relation to use of the Site and supersede all prior understandings, representations or agreements, whether written or oral.

12 Contact Us

If you have questions, concerns or formal enquiries in relation to these Terms and Conditions, you may contact fomo19 using the following details:

Website: https://fomo19.click

Website email: [email protected]

Please note that the contact email address above is provided as plain text only. We do not respond to enquiries submitted through any other channel. Response times may vary; we endeavour to acknowledge formal enquiries within a reasonable period.